:root{
  --blue:#0e4ea8;
  --blue-dark:#082f66;
  --blue-darker:#041a3a;
  --green:#35b52f;
  --green-dark:#1f8d29;
  --text:#172437;
  --muted:#63738b;
  --bg:#f5f8fc;
  --card:#ffffff;
  --border:#dbe5f1;
  --shadow:0 14px 40px rgba(9,25,55,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--text);
  background:linear-gradient(180deg,#f6f9fd,#eef4fb);
  line-height:1.65;
}
a{text-decoration:none;color:var(--blue)}
img{max-width:100%}
.container{width:min(1180px,92%);margin:0 auto}
.topbar{
  position:sticky;top:0;z-index:1000;
  background:rgba(255,255,255,.97);
  backdrop-filter: blur(8px);
  border-bottom:1px solid var(--border);
}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:15px 0}
.brand img{height:66px}
nav{display:flex;flex-wrap:wrap;gap:16px}
nav a{color:var(--blue-dark);font-size:15px;font-weight:700;padding:10px 8px;border-radius:10px}
nav a.active,nav a:hover{color:var(--green)}
.hero{
  position:relative;min-height:620px;display:flex;align-items:end;
  background-size:cover;background-position:center center;overflow:hidden
}
.hero:before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(95deg,rgba(4,26,58,.80),rgba(4,26,58,.40) 58%,rgba(4,26,58,.20));
}
.hero-content{position:relative;z-index:1;padding:80px 0 70px}
.hero h1{font-size:68px;line-height:1.04;margin:0 0 16px;color:#fff;max-width:820px}
.hero p{max-width:860px;color:#edf4ff;font-size:22px;margin:0 0 24px}
.eyebrow{
  display:inline-block;padding:10px 16px;border-radius:999px;
  color:#fff;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);
  font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px
}
.btn-row{display:flex;flex-wrap:wrap;gap:14px}
.btn{
  display:inline-block;padding:14px 20px;border-radius:12px;
  font-weight:700;transition:.2s ease
}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:var(--green-dark)}
.btn-secondary{background:rgba(255,255,255,.10);color:#fff;border:1px solid rgba(255,255,255,.18)}
.section{padding:68px 0}
.section h2{font-size:40px;line-height:1.15;margin:0 0 12px;color:var(--blue-dark)}
.lead{font-size:18px;color:var(--muted);max-width:900px}
.grid-2{display:grid;grid-template-columns:1.12fr .88fr;gap:26px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{
  background:var(--card);border:1px solid var(--border);border-radius:22px;
  padding:26px;box-shadow:var(--shadow)
}
.card h3{margin:0 0 10px;color:var(--blue-dark);font-size:24px}
.card p{margin:0;color:#44556e}
.kpi{font-size:34px;font-weight:800;color:var(--blue-dark)}
.kpi small{display:block;font-size:14px;color:var(--muted);font-weight:700}
.band{
  background:linear-gradient(120deg,#062857,#0f4ea8 58%,#189281);
  color:#fff;border-radius:26px;padding:34px;box-shadow:var(--shadow)
}
.band h3,.band h2{color:#fff;margin-top:0}
.band p,.band li{color:#ebf4ff}
.list{padding-left:18px;margin:0}
.list li{margin:10px 0}
.split-box{
  display:grid;grid-template-columns:1fr 1fr;gap:20px
}
.table-like{display:grid;gap:14px}
.row{
  display:grid;grid-template-columns:1fr 2fr;gap:18px;
  padding:16px 0;border-top:1px solid var(--border)
}
.row:first-child{border-top:none;padding-top:0}
.row strong{color:var(--blue-dark)}
.notice{
  background:#edf7ed;border-left:4px solid var(--green);padding:16px 18px;border-radius:12px;color:#24533b
}
.market-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.market-item{
  padding:18px;border:1px solid var(--border);border-radius:18px;background:#fff
}
.market-item h4{margin:0 0 8px;color:var(--blue-dark);font-size:20px}
.footer{background:#071d3e;color:#deebfa;padding:42px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr;gap:24px}
.footer h4{margin:0 0 10px;color:#fff}
.footer p,.footer li{color:#deebfa}
.footer a{color:#deebfa}
.badge{
  display:inline-block;padding:7px 11px;border-radius:999px;background:#ebf4ff;color:var(--blue-dark);
  font-size:13px;font-weight:700;margin:0 8px 8px 0
}
.cta{
  background:linear-gradient(125deg,#0a2c5f,#0f4ea8 55%,#16917f);
  border-radius:28px;color:#fff;padding:36px;box-shadow:var(--shadow)
}
.cta h2{color:#fff}
.cta p{color:#e8f2ff}
@media (max-width:980px){
  .grid-2,.grid-3,.grid-4,.footer-grid,.market-grid,.split-box{grid-template-columns:1fr}
  .hero h1{font-size:48px}
  .hero p{font-size:18px}
  .brand img{height:56px}
  nav{gap:6px}
}